Routine and preventive dental care, such as exams and cleanings, is typically covered by dental insurance policies. Some procedures, however, may only be covered in part or not at all by insurance. This often applies to cosmetic dental procedures.
If your dental insurance policy does not fully fund a dental procedure, financing or other payment options are required outside of or as a supplement to insurance.
Financing
It’s essential to understand what your dental insurance covers before receiving dental treatment. If a procedure is not covered by insurance or partially covered, the patient is responsible for the remaining balance.
It’s important to consult your dental care team about patient financing options for dental procedures that are not fully covered by insurance. Some offices provide patient financing through direct payment plans. Others offer patient payment services through third-party organizations.
We accept Direct Billing To Insurance
Payment Plans:
We Offer Flexible payment plans. Talk to billing personnel for more information.
CDCP
The Canadian Dental Care Plan, commonly referred to as CDCP, is specifically aimed at supporting low-income Canadians with a family income of under $90,000. This initiative ensures that essential dental care is available to those who might otherwise be unable to afford it.
Currently, the CDCP is available to seniors aged 65 and over. The plan is being rolled out in phases, with coverage for children under 18 starting in June and extending to the general public next year.
https://www.canada.ca/en/services/benefits/dental/dental-care-plan/apply.html
Accepted Insurances
- Benecaid
- Blue Cross
- Benefit Plan Trust
- Canada Life
- CDCP
- Claim Secure
- Desjardin
- Empire Life
- Equitable Life
- Guard Me
- Greenshield
- Liuna
- Manion
- Manulife
- Nexgen
- OTIP
- UFCW
- Sunlife
- RBC
- Healthy Smiles
- ODSP
Other Payment Methods
Nearly all dental care teams accept a variety of payment methods for services. Patients have the option of paying with cash or major credit cards, ensuring flexibility for their dental care needs.
For more information about insurance and financing, contact your dental care team.